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Monica Cardona, a former loan officer at a Hackensack realty company, was sentenced to a year and a day in federal prison for scamming her office cleaning lady, and a bank, as part of a mortgage fraud scheme.
On top of that, she got — and used — credit cards in the woman’s name, the government said.
Cardona, 39, of Upper Saddle River, told U.S. District Judge William H. Walls earlier this year that she committed mortgage fraud in connection with the sale of a house in Westwood.
Using bogus salary and asset info on her application, she said, she got the mortgage from IndyMac Bank, F.S.B. in the name of her cleaning later and collected the proceeds from the sale.
Walls continued Cardona’s release today on a $100,000 unsecured bond pending her surrender to U.S. Bureau of Prisons officials on or before Aug. 9, 2010.
He also sentenced her three years of supervised release and ordered Cardona to repay the victims nearly $175,000.
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